Reader Question: Should I Wait to Refi?
One of my returning clients is considering a refinance, however, they’re not sure if they should wait or not. Their...
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How loan to values impact pricing for refinances, including HARP 2.0
I thought it might be interesting to share a few examples of mortgage rates that are available for rate-term refinance, including HARP...
read moreFHA Streamlined Refinance: Credit vs Non-Credit Qualifying
With an FHA streamlined refi, most folks have the misconception due to the program name “streamlined” that the refinances...
read moreHow an appraised value can impact the pricing of your refi
I’m working with a homeowner in the Wedgwood neighborhood of Seattle who’s interested in refinancing his existing 30 year...
read moreFHA Streamlined Refi Revamped and Revisited
There is a lot of interest in the FHA streamlined refinance since HUD has greatly reduced the mortgage insurance premiums for some...
read moreHARP 2.0 Questions to ask your Mortgage Originator
HARP 2.0 (Home Affordable Refi Program) was revamped late last year to remove loan to value restrictions allowing more underwater home...
read moreHARP 2 and Appraisal Waivers
When the expanded guidelines of the Home Affordable Refinance Program (aka HARP 2) were released late last year, they announced that...
read moreThe Cash-In Refi
You’ve probably heard of a “cash-out” refinance where a home owner is taking equity out of their home for home...
read moreThe Wild Cards of Refinancing
In years past, refinancing was a fairly simple task. Homeowners would contact me wanting to restructure their mortgage to...
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