Mortgage Rates Under 6% — Is the Supreme Court Ruling on Tariffs Impacting the Market?

Welcome back to Mortgage Porter Weekly!

After an amazing three-week road trip down to California, the Grand Canyon, and back home to Seattle, I’m officially back in the office and watching the markets closely. And what a week to return — we’re seeing something we haven’t consistently seen in a while…

30-year conforming mortgage rates are trending lower!

That’s getting attention.

[Read more…]

Mortgage Programs for Homebuyers – Workshop Replay

Mortgage Programs for Homebuyers

Understanding your options and choosing the right loan for your goals

When people hear the term mortgage programs, they often assume there’s a single “best” loan—or that qualifying automatically means one fixed option.

In reality, mortgage programs are simply different rule books. Each program has its own guidelines around down payment, credit flexibility, mortgage insurance, and how competitive your offer looks to a seller.

In this workshop replay from my Home Buyer Workshop Series, I walk through the most common mortgage programs available to homebuyers—especially first-time buyers—and explain how loan choice can be used strategically to create affordability and strengthen your offer.


Watch the Workshop Replay

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Homebuyer Workshop: Mortgage Programs and Strategies for First-Time Homebuyers

mortgage programs and strategies homebuyer workshopHow to Create Affordability and Get Your Offer Accepted

Buying your first home can feel overwhelming — especially when you start hearing about interest rates, down payments, competing offers, and loan programs with unfamiliar names. The good news? There are many mortgage options and strategies designed specifically to help first-time home buyers succeed, even in competitive markets.

In our upcoming Home Buyer Workshop, we’ll be breaking down mortgage programs and practical strategies that help buyers create affordability and write strong, winning offers. Here’s a preview of what we’ll cover. [Read more…]

It’s Official: Zero Down is Gone

Iceage_2Unless you’re eligible for VA financing within the conforming loan limits, 100% LTV financing (aka “zero down”) is no longer available in the conforming mortgage markets.

The following products are extinct: [Read more…]