Washington State Mortgages, Made Clear. Buying or Refinancing? Let's find the right loan together.
Welcome back to Mortgage Porter Weekly!
After an amazing three-week road trip down to California, the Grand Canyon, and back home to Seattle, I’m officially back in the office and watching the markets closely. And what a week to return — we’re seeing something we haven’t consistently seen in a while…
30-year conforming mortgage rates are trending lower!
That’s getting attention.
First-Time Home Buyer Programs: Your Guide to Buying a Home in Washington StateBuying your first home can feel overwhelming—especially in a competitive market like Washington State. Between rising home prices, headlines about interest rates, and confusing mortgage terms, many first-time buyers wonder: Is homeownership even possible right now?
The good news? There are several first-time home buyer programs designed to make buying a home more accessible and affordable—often with low down payments, flexible credit guidelines, and even down payment assistance.
As a mortgage advisor with over 25 years of experience helping first-time buyers, I’m here to break down the most common programs, how they work, and how to decide which one may be right for you. [Read more…]
How to Create Affordability and Get Your Offer Accepted
Buying your first home can feel overwhelming — especially when you start hearing about interest rates, down payments, competing offers, and loan programs with unfamiliar names. The good news? There are many mortgage options and strategies designed specifically to help first-time home buyers succeed, even in competitive markets.
In our upcoming Home Buyer Workshop, we’ll be breaking down mortgage programs and practical strategies that help buyers create affordability and write strong, winning offers. Here’s a preview of what we’ll cover. [Read more…]
One of the benefits of a Correspondent Lender is that we work with many mortgage investors and lenders. Some of them are big banks you’ve probably heard of and perhaps others are less commonly known. It’s a great feature that we can not only work with the pricing our investors offer, so we’re able to shop rates for our clients, but we can also use the various mortgage programs. [Read more…]
Unless you’re eligible for VA financing within the conforming loan limits, 100% LTV financing (aka “zero down”) is no longer available in the conforming mortgage markets.
The following products are extinct: [Read more…]
