Mortgage Programs for Homebuyers
Understanding your options and choosing the right loan for your goals
When people hear the term mortgage programs, they often assume there’s a single “best” loan—or that qualifying automatically means one fixed option.
In reality, mortgage programs are simply different rule books. Each program has its own guidelines around down payment, credit flexibility, mortgage insurance, and how competitive your offer looks to a seller.
In this workshop replay from my Home Buyer Workshop Series, I walk through the most common mortgage programs available to homebuyers—especially first-time buyers—and explain how loan choice can be used strategically to create affordability and strengthen your offer.
One of the most common questions home buyers ask when comparing loan options is whether FHA or 
