VA IRRRL Streamline Refinance for Homes in Washington State

VA Loans for Washington StateThe VA IRRRL, often called a VA Streamline Refinance, helps eligible VA borrowers lower their interest rate or payment with simplified requirements.

Why VA Borrowers Use IRRRLs

  • Reduce interest rate
  • Lower monthly payment
  • Minimal documentation
  • No appraisal required in many cases

Basic Eligibility

  • Existing VA loan
  • Tangible benefit required
  • Primary residence or prior occupancy

Considerations

  • No cash-out (beyond minor adjustments)
  • VA funding fee may apply
  • Long-term cost vs short-term savings

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