Holy cats! My credit card interest rates!

I decided to take my own advice that I’ve been dishing out about credit cards and debts. Today I reviewed my credit card accounts to see what my current interest rates are. I’m pretty lucky to have great credit and that I’m able to pay off my debts monthly. [Read more…]

Home Equity Loans and Home Equity Lines of Credit

home equity loans and lines of creditIf you have been wanting to spruce up your kitchen, bathroom or any part of your home and you don’t want to touch your low interest rate on your existing mortgage, a second mortgage could be an option worth considering. [Read more…]

Home Equity Loans and Second Mortgages

You can use a home equity loan (aka HELOC) or fixed-rate second mortgage to access home equity without doing a cash-out refinance of your first mortgage. This may be really desirable considering the appreciation of homes and recent low mortgage rate environment.

Here are some of the features: [Read more…]

My Seattle Kitchen Remodel: Selecting Countertops

A few weeks ago, I shared that we’re remodeling our kitchen. Boy-oh-boy what a chore it is…we started the process months ago and are just starting to see light at the end of the tunnel. As I’m going through this first hand, I thought I’d share tidbits of things we’re learning along the way.  Today, I’ll share the story of our kitchen counters.

Seattle Kitchen Remodel

Let’s start by discussing what we had on our “old” kitchen (photo above). [Read more…]

Second Mortgages and Home Equity Lines of Credit

UPDATE: Please visit our Home Equity Line of Credit and Second Mortgage Guide for Washington Homes for current information.

We have second mortgages (home equity lines of credit aka HELOC) available for homes located anywhere in Washington state. The second mortgage/HELOC is limited to owner occupied/primary residences and second homes. [Read more…]