A (Very Middle of the Road) Message from Senator Cantwell on HR 3915

Dear Mrs. Porter

Thank you for contacting me regarding the Mortgage Reform and Anti-Predatory Lending Act of 2007. I appreciate hearing from you on this important issue.

The Mortgage Reform and Anti-Predatory Lending Act of 2007 (H.R. 3915) was introduced on October 22, 2007 by Congressman Brad Miller. If enacted, this legislation would amend the Truth in Lending Act, setting forth standards and requirements to monitor the residential mortgage industry. These changes range from requiring counseling for loan applicants, to laying out requirements that mortgage originators be licensed and registered. The bill was reported from the House Financial Services Committee on November 9, 2007 and is currently awaiting action on the House floor.

While no companion bill has been introduced in the Senate at this time, please be assured that I will continue to work with my colleagues in Congress to respond to the state of our economy in a fair, responsible, and effective manner. Should legislation similar to H.R. 3915 come to a vote in the Senate, I will keep your thoughts in mind.

Thank you again for contacting me to share your thoughts on this matter.  Finally, you may be interested in signing up for my weekly update for Washington state residents. Every Monday, I provide a brief outline about my work in the Senate and issues of importance to Washington State; If you are interested in subscribing to this update, please visit my website at http://cantwell.senate.gov .  Please do not hesitate to contact me in the future if I can be of further assistance.

Sincerely,
Maria Cantwell
United States Senator

For future correspondence with my office, please visit my website at
http://cantwell.senate.gov/contact/index.html

Michelle Brown

Michelle

It’s been brought to my attention that I’ve been writing more about non-mortgage issues.   It’s just kind of what’s been going on these days.  I’ll be back on track soon.

I just learned two days ago that my friend, who happens to my Processor until the last year or two, is near the end of her battle with Breast Cancer.  This is according to her Doctors.   I am hoping and praying for a miracle.   Michelle and I shared an office together for over five years where she trained me right.   We would have more fun laughing together and sharing stories.   She’s a sister.   She’s just a year or so younger than me.   Michelle was diagnosed with this disease a couple of years ago; she is the second woman under 40 in our office to have this aggressive form of breast cancer.  It’s heart breaking.   Hospice is now coming in to help make her comfortable during this time.  Her family is flying in to be with her now and over the holidays.   Our office is taking turns making various dishes of food to help Michelle and her husband, Robert, while they "entertain" their loved ones. 

Please think positive thoughts for Michelle and say a prayer.

A Tribute to John Wickwire

Johnwickwire_3I was very fortunate in my real estate career to have worked with many talented people. I began at Safeco Title in 1986…one year later, Chicago Title Insurance Company purchased Safeco and that’s when I first met John Wickwire.   I was maybe 19 or 20 years old and worked in the title unit that was next door to "Unit 2", where John was in command.   After a few years of being a Title Technician, I begged and pleaded to become a sales person (management wanted me to be at least 21 years old)…after a year as a home equity rep, I had the opportunity to call on mortgage and escrow companies in south west King County.  With all of John’s years in the title biz, we wound up sharing many accounts together.

John was like a Dad to all.  He probably sometimes cared too much about his co-workers.  His heart was always in the right place and his brain was a sharp as a tack.  He’s one of the few Title Officers who could quickly weigh out risk and make a decision that would make sense.   He was not the typical "text book" T.O.  After 5 years at Chicago Title, I moved to another title company to be paid commission and it would be another four years before our paths would cross again.

Chicago Title was starting a "boutique" title company in King County:  Washington Title Company.   I was one of the first people hired to start it (I was actually hanging around with four others waiting months for it to "open"…what was I thinking?!).   John came over once we were open as our first Title Officer and eventually became the Chief Title Officer.   He was a great addition to our maybe 8 or so employees at that time!  (Now Washington Title in King County has been renamed Ticor…and has a few more employees than when they started).

JohnJohn was a rock.  Everyone relied on his experience, brilliant mind, leadership and dry sense of humor.  He was old fashioned yet cutting edge at the same time.  You can ask anyone, John was the best.

John was born on July 19, 1947 and passed away on September 12, 2005.  He’s a Dad to three beautiful daughters.  There is not anything on this earth he was more proud of or had more love for.  Two of his daughters are pictured here with John on the day he received an award for his dedication and contributions to the title insurance industry.

On the corner of the bar at Pike Place Bar and Grill is a bronzed plaque reserving a seat for their favorite patron.   We miss you, John!   I just wanted to wish you a happy birthday and to let you know we think about you all the time.

Mortgage Master will be closed on Thursday

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Last Friday, my sister-in-law Kathy Porter Walker, passed away.  Kathy’s passing was not unexpected to family and close friends.  However, we all have heavy hearts and miss her tremendously.   

Kathy will be reunited in heaven with her eldest daughter.  She is survived by her husband, four children, both of her parents, five siblings and eight grandchildren.   Kathy brought a lot of love and life to this world.   I am grateful to have known her.

Kathy was also a co-worker, employed at Mortgage Master which is a Porter family business.   Mortgage Master will be closed Thursday morning with a few employees working in the afternoon.   We will re-open with a full staff on Friday, July 13, 2007.

Services for Kathy will be on Thursday, July 12, 2007 at 10:00 a.m. at St. Philomena Catholic Church in Des Moines.