A (Very Middle of the Road) Message from Senator Cantwell on HR 3915

Dear Mrs. Porter

Thank you for contacting me regarding the Mortgage Reform and Anti-Predatory Lending Act of 2007. I appreciate hearing from you on this important issue.

The Mortgage Reform and Anti-Predatory Lending Act of 2007 (H.R. 3915) was introduced on October 22, 2007 by Congressman Brad Miller. If enacted, this legislation would amend the Truth in Lending Act, setting forth standards and requirements to monitor the residential mortgage industry. These changes range from requiring counseling for loan applicants, to laying out requirements that mortgage originators be licensed and registered. The bill was reported from the House Financial Services Committee on November 9, 2007 and is currently awaiting action on the House floor.

While no companion bill has been introduced in the Senate at this time, please be assured that I will continue to work with my colleagues in Congress to respond to the state of our economy in a fair, responsible, and effective manner. Should legislation similar to H.R. 3915 come to a vote in the Senate, I will keep your thoughts in mind.

Thank you again for contacting me to share your thoughts on this matter.  Finally, you may be interested in signing up for my weekly update for Washington state residents. Every Monday, I provide a brief outline about my work in the Senate and issues of importance to Washington State; If you are interested in subscribing to this update, please visit my website at http://cantwell.senate.gov .  Please do not hesitate to contact me in the future if I can be of further assistance.

Maria Cantwell
United States Senator

For future correspondence with my office, please visit my website at


  1. Thats pretty cool you got a response.

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