Home prices keep climbing, the housing market got a major legislative update, and mortgage rates ticked up slightly last week. Here’s everything you need to know for the week of July 13th, 2026. [Read more…]
Mortgage Rates & Market Updates
Mortgage rates are influenced by economic data, inflation trends, Federal Reserve policy, and global markets — not just headlines.
In this section, I break down what’s happening in the mortgage-backed securities market and how economic reports may impact rates. You’ll find:
- Weekly mortgage rate updates
- Federal Reserve (FOMC) commentary
- Inflation and employment report insights
- Housing market trends
- Legislative updates affecting lending
My goal is to translate complex economic movement into practical guidance for buyers and homeowners.
If you want context — not speculation — this is where you’ll find it.
Mortgage Rates Edge Up as Housing Act Becomes Law | Mortgage Porter Weekly
July 13, 2026 by Leave a Comment
The 21st Century ROAD to Housing Act: What it Means for Washington State Homebuyers and Homeowners
July 12, 2026 by 1 Comment
Congress just passed the largest federal housing package in a generation, and it became law on July 11, 2026, without President Trump’s signature. If you’ve been feeling the squeeze of high home prices here in King, Pierce, and Snohomish Counties, you’re probably wondering whether this changes anything for you. Here’s a plain-English breakdown of what’s in the 21st Century ROAD to Housing Act, and what it realistically means for our local market. [Read more…]
The Mortgage Porter Weekly | June Jobs Miss, Steady Rates & Total Cost Analysis
July 6, 2026 by Leave a Comment
Job growth came in soft, mortgage rates held steady, and oil prices remain in focus as the situation in the Middle East continues to develop. Here’s your Mortgage Porter Weekly update for the week of July 6th, 2026. [Read more…]
2026 Mortgage Rate Forecast: Midyear Update
July 1, 2026 by 1 Comment
Six months ago, I published my 2026 mortgage rate predictions, and if you’d told me back in December that the biggest driver of rates this year would be a war halfway around the world, I would’ve said that’s not usually how this works. But here we are at the midyear mark, and that’s exactly what happened. Let’s recap what actually unfolded in the first half of 2026 and then get into the updated forecasts for the rest of the year. [Read more…]
Mortgage Rates This Week: Inflation Heats Up, Jobs Data Looms
June 29, 2026 by Leave a Comment
Inflation, jobs data, and a packed holiday week — here’s what you need to know about mortgage rates and the housing market for the week of June 29, 2026. [Read more…]
