HARP 2.0 extended through 2015
FHFA just issued a news release announcing that the Home Affordable Refinance Program (aka HARP) has been extended through 2015....
read more
HARP 2.0 exceeds FHFA’s expectations
FHFA has published their 2012 Refinance Report which includes some interesting stats on the Home Affordable Refinance Program (aka...
read moreHome Affordable Refinance Program: HARP 2.0 Updates
I'm pleased to share with you that we are working with lenders who are once again offering HARP 2.0 refinances with no appraisals (no...
read moreReader Question: Should I Wait to Refi?
One of my returning clients is considering a refinance, however, they’re not sure if they should wait or not. Their...
read moreReader Question: WHEN did Fannie Mae securitze my mortgage?
This question is from a comment on one of my blog post addressing HARP 2.0′s eligibility date (Home Affordable Refinance...
read morePresident Obama and HARP 3.0 aka #MyRefi
With the re-election of President Obama, in my opinion, the odds of HARP 3.0 becoming a reality improved. HARP is an acronym for the...
read moreFannie Mae and Freddie Mac improve HARP 2.0 Underwriting Guidelines
On Friday, Fannie Mae and Freddie Mac announced much needed updates to underwriting guidelines for HARP 2.0. The Home Affordable...
read moreFHA Rate-Term Refi’s may be a Great Option for Higher Loan Amounts
I have been working with a couple of Seattle area home owners who either have a jumbo mortgage or have a mortgage that used to be...
read moreHow loan to values impact pricing for refinances, including HARP 2.0
I thought it might be interesting to share a few examples of mortgage rates that are available for rate-term refinance, including HARP...
read moreAnswering a question regarding HARP 2.0 and PMI
Dear Rhonda: I currently pay PMI on my mortgage, if I refinance under HARP 2.0, after refinance, will the PMI still...
read moreHARP 2.0 Refi Volumes Dramatically Up while Major HARP Lender Holds Off on New Applications
In a report issued earlier this month by the Federal Housing Finance Agency, it was revealed that many home owners are taking...
read moreFreddie Mac HARP 2.0 refis to get a little easier
Last week, Freddie Mac issued a press release stating they plan on improving the guidelines for Freddie Mac’s HARP 2.0 program...
read moreHow Long Will PMI Stay on my HARP 2.0 Mortgage?
This is a question that I’m often asked by Washington home owners who are considering refinancing their current...
read moreFreddie Mac HARP 2.0 Loans Getting Tougher
One of the lenders that we work with for Freddie Mac HARP 2.0 refi’s has announced today that they are not accepting...
read moreHas your Bank turned down your refi?
In a time when one might assume that their bank would work with them to refinance their home, many Washington homeowners are finding...
read moreHARP 2.0 Questions to ask your Mortgage Originator
HARP 2.0 (Home Affordable Refi Program) was revamped late last year to remove loan to value restrictions allowing more underwater home...
read moreHammered with HARP 2.0 Offers from Lenders You Don’t Know?
I received this email from one of my readers: "My mailbox is being bombarded with out of state Harp 2 "pre-approved"...
read moreHARP 2.0 for your High Balance (aka Conforming Jumbo) Mortgage
Conforming mortgages have a loan limit of $417,000 for a single family dwelling. Some counties in Washington, such as King, Pierce,...
read moreHARP 2.0 and Private Mortgage Insurance
The Home Affordable Refi Program (HARP 2.0) is a refinance program to help home owners who have lost home equity take advantage of...
read moreHARP 2 and Appraisal Waivers
When the expanded guidelines of the Home Affordable Refinance Program (aka HARP 2) were released late last year, they announced that...
read moreWhat are your odds of getting a HARP 2.0 refinance?
UPDATE SEPTEMBER 4, 2012: Odds are back to being a little tricky if you have a Freddie Mac securitized mortgage….bummer!...
read more
