The ABC’s of Preparing to Buy Your First Home
Borrowers getting ready to buy their first home are often surprised…for different reasons. I find that some are surprised to...
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Charge Offs: All is Not Forgiven
Part of what I do as a mortgage originator is review credit reports. I’m often surprised how many consumers think that a debt...
read moreHow to Prepare for the Final Phase of the Mortgage Process: Underwriting
You’ve completed a loan application and have provided your mortgage originator with your income and asset documents....
read moreIs My Credit Checked Before Closing
A “soft” credit check is just prior to closing on your mortgage. This is to ensure that no new debt was obtained...
read moreExplaining the “Letter of Explanation”
It’s not unusual these days to have a lender request a “letter of explanation” from a home buyer or someone who is...
read moreHow Disputes on Your Credit Report May Impact Obtaining a Mortgage
Reviewing your credit report and disputing information that is being wrongly reported about you is your right under the Fair Credit...
read moreShallow Credit can leave you in the Deep End when Qualifying for a Mortgage
When in comes to qualifying for a mortgage, lenders are generally looking for borrowers who have established a history of paying...
read more5 Ways to Derail Your Loan Approval
You’re getting ready to buy a home or refinance your home with your closing day around the corner when your mortgage originator...
read moreDivorce, your mortgage and your credit
Whether you’re married or are a couple who own a home together and are now facing a separation, dissolving a partnership is...
read moreGetting on Track to Buy Your First Home
Last fall, a Mom made an appointment with me to meet with her children about buying a home. It was so cool. First...
read moreHow Strong Are Your Legs?
A borrower in a mortgage transaction is kind of viewed like a chair with four legs. The legs on the chair provide strength...
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