Does your credit report have skeletons hiding in the closet? Many are startled at what is lurking on their credit report when they’re getting ready to buy or refinance their home. [Read more…]
What you don’t know about your credit report may haunt you
Filed Under: Credit & Financial Strategy Tagged With: charge offs, co-signing, credit, dispute, inquires, loe, score
How Disputes on Your Credit Report May Impact Obtaining a Mortgage
Reviewing your credit report and disputing information that is being wrongly reported about you is your right under the Fair Credit Reporting Act. Obtaining your credit report and making sure that it’s accurate is financially responsible and your duty to protect your credit. And the Federal Trade Commission provides you tips on how to dispute items on your credit report. Did you know that lenders may not accept a credit report where it indicates there is a disputed item? [Read more…]
Filed Under: Credit & Financial Strategy Tagged With: credit, credit history, dispute, qualifying, underwriting
