Is My Credit Checked Before Closing

Jun 9, 2012 by +

A “soft” credit check is just prior to closing on your mortgage.  This is to ensure that no new debt was obtained...

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Before You Go to Your Signing Appointment [Updated]

Nov 10, 2011 by +

When I originally wrote this post back in January 2007, we didn’t have the Good Faith Estimate that HUD created and implemented...

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Why Is My Payoff Higher Than The Principal Balance?

Feb 12, 2007 by +

I am often asked this question during a refinance from homeowners.   Your mortgage payment is paid in arrears. ...

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What is Escrow?

Feb 2, 2007 by +

One of the first-time home buyers I’m currently working with just called me with a few excellent questions.  She and her...

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