If you prefer to use our online form to provide us with information for your rate quote for a Home Affordable Refi in Washington, click this link. Or you can copy and paste the questions below and send me your info via email.
Here are 10 quick questions that I need answers for in order to provide you with a quote (if your answers on 1-3 are “yes”, please proceed with the remaining questions for your HARP 2.0 rate quote):
- Is your home located in Washington State? [I’m only licensed to originate mortgages on residential property located in Washington].
- Is your mortgage securitized by Fannie Mae or Freddie Mac? [You can click these links to verify].
- Did you close on this mortgage prior to June 1, 2009? [Note: HARP is available for mortgages “securitized” by Fannie Mae or Freddie Mac before 6/1/09 – “securitization” actually takes place after closing.
- Do you currently have private mortgage insurance and/or lender paid mortgage insurance?
- Do you have a second mortgage/home equity line of credit? If so, what is the mortgage balance? [Note: second mortgages cannot be included in the HARP refi and will be subject to their approval to be subordinated]
- What is the principal balance of your mortgage?
- Is this property your: primary residence, second home or investment?
- Is this property a condo, townhome or single family residence?
- How do you rate your credit? Excellent, pretty good, good, okay or blemished – if you know your credit scores, please provide them.
- What program do you like to see quotes on: FIXED: 30 year, 20 year, 15 year, 10 year; or ADJUSTABLE: 5/1, 7/1 or 10/1.
NOTE: As we learn more about this program, we will continue to update you here at Mortgage Porter. Read my latest post about the Home Affordable Refinance Program.
These pages will be updated as we receive more information:
I am required to have the language below if I am soliciting your Home Affordable Refi for your home in Washington…and yes, I would love to help you with your HARP (or any) refinance:
Freddie Mac and Fannie Mae have adopted changes to the Home Affordable Refinance program (HARP) and you may be eligible to take advantages of these changes.
If your mortgage is owned or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP.
You can determine whether your mortgage is owned by either Freddie Mac or Fannie Mae by checking the following websites: www.freddiemac.com/mymortgage or
Last updated: January 25, 2013