One of the things I enjoy most about my work is showing buyers that there is almost never just one way to finance a home. Depending on your goals, your down payment, your credit, and how competitive the market is, there are often multiple strategies worth considering — and the right combination can make a real difference in your payment, your offer strength, and your long-term financial picture.
Let’s walk through the main financing strategies available to Washington State home buyers today, using a hypothetical $800,000 home as our example. [Read more…]
Someone you care about — a child, sibling, parent, or close friend — needs help qualifying for a mortgage or large loan. They’ve asked you to co-sign. You want to help, so you say yes.
One of the most common ways home buyers get 
Credit score is one of the first things buyers worry about when they start thinking about a mortgage — and for good reason. It affects what programs you qualify for, what interest rate you receive, and in some cases how your entire application is evaluated. But the relationship between credit score and mortgage qualification is more nuanced than most people realize, and it’s changing.
Twas the season of spending with American’s splurging over $1100 on gifts this holiday season. Credit card interest rates average around 24% with 
