A Modern Mortgage: The All In One Loan

You’ve probably figured out by now that I’m a pretty big fan of the All In One Loan. I encourage you check out the simulator so that you can see how differently this mortgage works. The simulator shows a side by side comparison of a traditional 30 year mortgage to the All In One Loan that I think you’ll find interesting.

This is not a negative amortized mortgage and it’s not your parent’s or grandparent’s mortgage either. This is a hybrid 30 year home equity line of credit that’s tied to a checking account. Your deposits pay down the principal much faster than a traditional mortgage which can greatly reduce the interest paid over the life of the loan. Plus, when you want access to your home equity – you don’t have to do a cash out refi or another home equity loan to access it; saving you money on closing costs.

This mortgage is available for primary, second homes and investment properties and is an alternative to a reverse mortgage. This mortgage can be used to purchase or refinance an existing mortgage. I have more info on this resource guide.

Please let me know if you have any questions!

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