If you have a common popular name, like Smith, Jones or Hernandez; you may be asked to complete a form from the title insurance company. This is so that instead of listing many judgments that are against the same name as yours on the preliminary title commitment, the Title Department and use the ID Affidavit to determine whether or not the items shown are against you. Tim Daniels, Chief Title Officer with The Talon Group, explains more in this video.
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Sadly when First American absorbed The Talon Group, the deleted many of their education and entertaining videos.
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