Our company has been waiting and waiting for banks to remove their restrictions on loan to values for HARP 2 – Home Affordable Refinance. It's simply not happening quick enough to help underwater home owners in the greater Seattle area. You can learn more about the Home Affordable Refi Program by checking out my online HARP 2.0 guide.
Mortgage Master Service Corporation has recently brought on additional lenders who offer expanded HARP 2.0. We are now able to broker Fannie Mae – DU Plus HARP 2.0 loans with unlimited loan to values. We are in the process of adding other lenders who will allows us to broker Freddie Mac HARP 2.0 refinances with unlimited loan to values. Currently, we are able to help if your loan to value is 105% or lower with a Freddie Mac HARP 2.0 mortgage. UPDATE 5/11/2012: I'm pleased to announce we now have unlimited LTVS for both Fannie Mae and Freddie Mac HARP 2.0 refinances.
For your HARP 2.0 rate quote on your home (primary, second or investment) located anywhere in Washington state, please click here. You DO NOT have to return to your current bank or mortgage servicer (where you make your mortgage payments to).
I am required to have the language below if I am soliciting your Home Affordable Refi for your home in Washington…and yes, I would love to help you with your HARP (or any) refinance:
Freddie Mac and Fannie Mae have adopted changes to the Home Affordable Refinance program (HARP) and you may be eligible to take advantages of these changes.
If your mortgage is owned or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP.
You can determine whether your mortgage is owned by either Freddie Mac or Fannie Mae by checking the following websites: