HUD confirms Higher FHA Loan Limits with an official Mortgagee Letter


I just received notice from HUD announcing higher FHA loan limits are to be retroactive for case numbers issued November 18, 2011 and later via Mortgagee Letter 2011-39.  This means that in the greater Seattle area, FHA loan limits will be restored to $567,500 instead of $506,000.  With that said, when I pop over to HUD's loan limit site, it's still reflecting $506,000 for King County (as of the time of publishing this post).

I did tweet to HUD earlier today asking them when the loan limits will be updated.


Perhaps everything will be updated in the morning and I shouldn't be blogging at 10:39 in the evening… when I receive an email like this from HUD at 9:55pm, I consider it "breaking news".

I'll have more information soon.  


  1. btw HUD’s FHA loan limit site is still not updated to reflect the higher limits and when I ran an FHA high balance loan yesterday at $567,500, the automated underwriting response stated: loan amount for King County is $506,000. Lenders and HUD’s systems need to be updated… hopefully asap!

  2. As of this morning, HUD has updated their website with the new loan limits. See here:

  3. Thanks, Monique. I actually checked last night before going to bed to see if I could publish the revised loan amounts – they’re published for Washington state now.

  4. You’re welcome. As I have been carefully watching the development on this (building a home and closing in Jan 2012 and REALLY need the higher limit), I stumbled across your website, which has been really helpful with updates even though I’m in Ohio 🙂

Speak Your Mind