HARP 3.0 Update
Insider Mortgage Finance recently posted this teaser indicating that President Obama is pushing for the eligibility dates for HARP 3.0...
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HARP 2.0 extended through 2015
FHFA just issued a news release announcing that the Home Affordable Refinance Program (aka HARP) has been extended through 2015....
read moreHARP 2.0 exceeds FHFA’s expectations
FHFA has published their 2012 Refinance Report which includes some interesting stats on the Home Affordable Refinance Program (aka...
read moreHome Affordable Refinance Program: HARP 2.0 Updates
I’m pleased to share with you that we are working with lenders who are once again offering HARP 2.0 refinances with no...
read moreHARP 3.0 Update
Last week, Senators Boxer and Menendez reintroduced a bill to Congress that would allow more “responsible home...
read moreHARP 3.0 and #MyRefi Update
An article published today by Bloomberg Businessweek gives some hope of HARP 3.0 and #MyRefi (aka the Obama Refi) becoming available...
read moreWaiting for HARP 3.0? You can sign this Petition.
A petition to remove the securitization date with HARP 2.0 is making it’s way through social media. Currently, in order for a...
read moreReader Question: WHEN did Fannie Mae securitze my mortgage?
This question is from a comment on one of my blog post addressing HARP 2.0′s eligibility date (Home Affordable Refinance...
read morePresident Obama and HARP 3.0 aka #MyRefi
With the re-election of President Obama, in my opinion, the odds of HARP 3.0 becoming a reality improved. HARP is an acronym for the...
read moreFannie Mae and Freddie Mac improve HARP 2.0 Underwriting Guidelines
On Friday, Fannie Mae and Freddie Mac announced much needed updates to underwriting guidelines for HARP 2.0. The Home Affordable...
read moreHow loan to values impact pricing for refinances, including HARP 2.0
I thought it might be interesting to share a few examples of mortgage rates that are available for rate-term refinance, including HARP...
read moreAnswering a question regarding HARP 2.0 and PMI
Dear Rhonda: I currently pay PMI on my mortgage, if I refinance under HARP 2.0, after refinance, will the PMI still...
read moreHARP 2.0 Refi Volumes Dramatically Up while Major HARP Lender Holds Off on New Applications
In a report issued earlier this month by the Federal Housing Finance Agency, it was revealed that many home owners are taking...
read moreFreddie Mac HARP 2.0 refis to get a little easier
Last week, Freddie Mac issued a press release stating they plan on improving the guidelines for Freddie Mac’s HARP 2.0 program...
read moreHow Long Will PMI Stay on my HARP 2.0 Mortgage?
This is a question that I’m often asked by Washington home owners who are considering refinancing their current...
read moreFreddie Mac HARP 2.0 Loans Getting Tougher
One of the lenders that we work with for Freddie Mac HARP 2.0 refi’s has announced today that they are not accepting...
read moreHas your Bank turned down your refi?
In a time when one might assume that their bank would work with them to refinance their home, many Washington homeowners are finding...
read moreHARP 2.0 Questions to ask your Mortgage Originator
HARP 2.0 (Home Affordable Refi Program) was revamped late last year to remove loan to value restrictions allowing more underwater home...
read moreHammered with HARP 2.0 Offers from Lenders You Don’t Know?
I received this email from one of my readers: "My mailbox is being bombarded with out of state Harp 2 "pre-approved"...
read moreHARP 2.0 for your High Balance (aka Conforming Jumbo) Mortgage
Conforming mortgages have a loan limit of $417,000 for a single family dwelling. Some counties in Washington, such as King, Pierce,...
read moreHARP 3.0? Changes proposed to help more home owners refinance #MyRefi
It’s looking like we may eventually see HARP 3.0. This past week, President Obama has issued a “To Do List” for...
read moreHARP 2.0 and Private Mortgage Insurance
The Home Affordable Refi Program (HARP 2.0) is a refinance program to help home owners who have lost home equity take advantage of...
read moreHARP 2.0: Higher Loan to Values now available at Mortgage Master Service Corporation
Our company has been waiting and waiting for banks to remove their restrictions on loan to values for HARP 2 – Home Affordable...
read moreHARP 2.0, Greedy Big Banks and….We NOW offer Higher Loan to Values!
It's been a bit disappointing that HARP 2 has not been made as available to consumers as it should be. First, underwater...
read moreHARP 2 and Appraisal Waivers
When the expanded guidelines of the Home Affordable Refinance Program (aka HARP 2) were released late last year, they announced that...
read moreWhat are your odds of getting a HARP 2.0 refinance?
UPDATE SEPTEMBER 4, 2012: Odds are back to being a little tricky if you have a Freddie Mac securitized mortgage….bummer!...
read moreWhy May 31, 2009 is the cut-off date for Home Affordable Refi Program (HARP 2)s
I'm on a confererence call with Fannie Mae regarding the updates made to HARP 2. Someone has asked about how the date was selected...
read moreHARP 2.0 Update
Last weekend, Fannie Mae and Freddie Mac updated their automated underwriting systems (AUS) respectively known as DU and LP to allow...
read moreHARPy St Patty’s Day
I’ve been checking Fannie Mae’s website for the much anticipated release of the expanded HARP guidelines (often referred...
read moreBig Banks and Lenders preparing for HARP 2
Yesterday I read that a huge internet lender is hiring thousands of loan originators to prepare for the volumes of business...
read moreHARP 2 Expanded Guidelines Available Next Month
During the weekend of March 17, 2012, possibly while you're enjoying an Irish HARP's at The Celtic Swell off the shores...
read moreFannie Mae’s Home Affordable Refi HARP 2.0 (DU Plus) Update on LTVs and Appraisal Waivers
You won't need the luck of the Irish to refinance you underwater home in the Seattle (also known as the Emerald City) or anywhere...
read moreShould You Refinance Now or Wait for the New HARP Program?
Today someone body found my blog by googlineg: "Should I refi now or wait for the new HARP program". This is such a great...
read moreRefinancing when you have an existing Second Mortgage or HELOC
When you are refinancing your primary mortgage and you have an existing second mortgage or HELOC (home equity line of credit), the new...
read moreInformation about HARP 2.0: Fannie & Freddie’s Home Affordable Refi
Harp 2.0 Home Affordable Refi Program View more presentations from Rhonda Porter. If you would like to see a detailed rate quote...
read moreHome Affordable Refi aka HARP 2.0 Phase 1
Fannie Mae and Freddie Mac' s Home Affordable Refi enhancements will be released in phases with the first version of HARP 2.0...
read moreWould You Like a HARP 2.0 Rate Quote for your Home in Washington State?
UPDATE: Currently the lenders I work with are only going up to 105% loan to value on Freddie Mac securitized HARP 2.0 refi’s...
read moreWhat You Need to Know about HARP 2.0: the Home Affordable Refinance Program
Yesterday, we received more details about the new and improved Home Affordable Refinance Program (HARP 2.0) which is available for...
read moreAnnouncing the New & Improved Home Affordable Refinance Program (HARP 2.0)
We've been waiting to see what the "new Obama refi program" would be and this morning, the Federal Housing Finance...
read moreThe Home Affordable Refinance Program is extended…again!
Update: Home Affordable Refi Program has been extended through December 2013! Good news for home owners who have a qualified...
read morePricing a Home Affordable Refinance
Home Affordable Refinances allow home owners with conventional mortgages (Fannie Mae or Freddie Mac) who have had their homes...
read moreFreddie Mac’s Home Affordable Refinance – Relief Refinance Mortgages
I've written about Fannie Mae's HARP program a few times here at Mortgage Porter, but I've neglected to write much...
read moreThe Home Affordable Refinance Program Extended to Next Summer
NOTE: This program has been extended thru June 30, 2012 DECEMBER 2013. Fannie Mae and Freddie Mac's Home Affordable...
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