Rhonda Porter
Rhonda Porter (NMLS 121324) is a veteran Washington Mortgage Advisor with over 25 years of experience navigating the Pacific Northwest real estate market. Specializing in residential home financing and mortgage strategy, Rhonda founded The Mortgage Porter to provide homeowners with transparent, data-driven clarity. Based in Seattle, she is a trusted resource for first-time buyers, self-employed borrowers and homeowners across Washington State, dedicated to turning complex financing into a confident path to homeownership.
Hi Angelina, Possibly. There are conventional mortgage programs that may allow this. Check with a local, licensed mortgage professional.
On Is it a Primary Residence, a Second Home or Investment Property?
Hi T Swan, Your symptoms are what I experience sometimes as a mortgage professional these days! 🙂 I have no…
On Steps in the Mortgage Process
Hi Sasha, I typically send the prequalification letter to the applicant. If I know a realtor and buyer are working…
On How Much Info can my Mortgage Orignator Share with my Real Estate Agent?
Possibly, Bob. When I write a preapproval letter, it's addressed to my client and includes their home address. Plus, most…
On How Much Info can my Mortgage Orignator Share with my Real Estate Agent?
Hi Julie, unfortunately, you will probably need to be back at work if you are not collecting a paycheck from…
On Getting a Mortgage During the Coronavirus
Hi Clifford, the underwriter will review the conditions (supporting documents) and will forward an updated approval to the loan officer…
On Steps in the Mortgage Process when You are Buying a Home
Hello Ms. Vandergrift, The lender is required to send you a notice of cancellation which will provide some details about…
On Getting a Mortgage During the Coronavirus
Hi Jen, it's possible that his name still being on your mortgage is impacting his credit/debt to income ratio. Does…
On Is it a Primary Residence, a Second Home or Investment Property?
I am working on that! 🙂 Thanks, Di!
On 2020 FHA Loan Limits for homes in Washington State
Hi Chris, it sounds like your brother should contact a real estate attorney. Typically a second mortgage would be recorded…
On Refinancing when you have an existing Second Mortgage or HELOC (Updated for 2026)




