
Rhonda Porter
Rhonda Porter is a Licensed Mortgage Originator MLO121324 living in the greater Seattle area. Rhonda began her career in 1986 in the title and escrow industry and joined Mortgage Master Service Corporation as a Loan Officer in 2000. She and her husband are new "parents" to a Flat Coated Retriever puppy. Rhonda enjoys cooking, wine, gardening and has recently started black velvet painting.
Lovely1, great question! After your rate is locked, your lender has 3 days to send you a revised loan estimate…
On Steps in the Mortgage Process
Please contact your CPA or tax adviser. I'm just a mortgage originator - I'm not a tax expert! 🙂
On Is it a Primary Residence, a Second Home or Investment Property?
Hi Sue, sending your file to the private mortgage insurance company to underwrite/review is a normal part of the process.
On Steps in the Mortgage Process
Fannie Mae's HomeReady Mortgage or FHA would allow your parents to co-sign. However, all mortgage programs will use the lowest…
On Is it a Primary Residence, a Second Home or Investment Property?
Hi Christina, If she is paying cash for the property, then there would be no mortgage for you to co-sign?…
On Is it a Primary Residence, a Second Home or Investment Property?
HI Harry, Possibly. If you are buying a home in Washington State, you can start a pre-application at www.mortgageporter.com/apply and…
On Washington State Down Payment Assistance Programs and Grants
Dee, you need to check with a local loan officer in your area. If she is living in the home…
On Is it a Primary Residence, a Second Home or Investment Property?
Harley, I would discuss this with the Loan Officer's manager, your Real Estate Agent and possibly an attorney, depending on…
On Changed Circumstance: When a Good Faith Estimate CAN be Re-Issued
Hi Cristina, Without seeing your actual credit report it's hard to advise what you should do to improve your scores.…
On Is 714 a Good Credit Score for Buying a House?
Michael, the entire property (all units) must meet FHA guidelines. I don't find that FHA guidelines are more strict (at…
On Buying a 2-4 Unit Home using an FHA Mortgage