I guess I’m becoming very crafty… I wanted a sea glass mirror for one of our bathrooms. When I checked online, I was a little surprised at the cost so I decided to make my own. My husband happened to have a mirror of the exact size that I wanted for the bathroom that he was hoarding storing from a previous home. It’s an oval mirror with a beveled edge.
DIY Sea Glass Mirror
January 23, 2016 by 2 Comments
The difference between your internet credit score and what a mortgage company will use
January 22, 2016 by Leave a Comment
I am taking advantage of the current low mortgage rates and refinancing! I fired up Credit Karma and was surprised to see that my score had dipped. My bank also provides my credit score, which was in line with what Credit Karma was providing – just one point under 720. UGH!!! Apparently, I had used one of my credit cards a little more than I should have over the holidays for some home improvements. One digit in your credit score can make a significant difference in your mortgage interest rate and the cost associated for the rate.
Freddie Mac PMMS Reports Lowest Mortgage Rates in Three Months
January 21, 2016 by 1 Comment
Freddie Mac’s Primary Mortgage Market Survey reports that mortgage rates continued to trend lower last week with the 30 year fixed conventional mortgage averaging 3.81 with 0.6 points. [Read more…]
What May Impact Mortgage Rates this week: January 18, 2016
January 20, 2016 by Leave a Comment
This week began with a holiday, Martin Luther King Jr. Day. The volatility in the markets continue this short week. At one point today, the Dow was down 566 points and ended up closing down 249 points. Global stocks dropped overnight with fears over China’s economy and oil prices at very low levels. All this turmoil translates to lower mortgage interest rates, as traders seek the safety of bonds, like mortgage interest rates.
Mortgage Rates drop to lowest of 2016
January 15, 2016 by Leave a Comment
The DOW is getting hit hard again today. As I write this (10:16 am PST), the Dow is down 446! Bad news for the stock market equals good news for mortgage interest rates. Investors are seeking safety by pulling funds from stocks and investing in bonds, like mortgage backed securities.
