Mortgage rates moved a bit higher last week. As of Friday, February 6, 2026, the average 30-year fixed conforming rate was 6.083% per Optimal Blue. Optimal Blue’s mortage rate index is based on an average from rates that were locked by lenders who utilize OB. We don’t know what the factors are for pricing the rates and these rates are from Friday so they are expired. For current mortgage rates based on your personal scenario, please contact me.
The Mortgage Porter Weekly – Mortgage Rates for the Week of February 9, 2026
February 9, 2026 by Leave a Comment
The Mortgage Porter Weekly – February 2, 2026
February 2, 2026 by Leave a Comment
Even though I’m on the road this week enjoying a little vacation time, I’m still keeping an eye on the mortgage market and the key economic reports that can influence interest rates.
As of January 30, 2026, the **average 30-year fixed conforming mortgage rate is approximately 6.066%. Rates continue to move within a fairly tight range, but this week’s economic data could bring some volatility—especially toward the end of the week.
What the Market Is Watching This Week
Mortgage Porter Weekly: Mortgage Rates, the Fed, and What’s Driving the Market This Week
January 26, 2026 by Leave a Comment
Mortgage rates continue to be influenced by a combination of economic data, bond market activity, and Federal Reserve messaging. While headlines often focus on whether the Fed is cutting rates, mortgage rates are reacting to a much broader set of factors — especially what’s happening in the bond market.
In this week’s Mortgage Porter Weekly, I’m breaking down what’s moving rates right now and what homebuyers and homeowners should be paying attention to.
The Mortgage Porter Weekly: Rates, Tariffs, Remodeling Options & What to Watch Next
January 20, 2026 by Leave a Comment
In this week’s episode of The Mortgage Porter Weekly, we’re covering several timely topics that are influencing mortgage rates and homeownership decisions right now — from global trade headlines to practical ways homeowners are funding remodels.
If you’re watching rates, thinking about renovating your home, or planning to buy in the near future, here’s a recap of what we discussed.
Mortgage Rates Under 6%? Watch This Week’s Mortgage Porter Weekly – Week 2 of 2026
January 12, 2026 by Leave a Comment
Mortgage rates moved below 6% on 30-year fixed loans, and last week delivered some of the most headline-driven volatility we’ve seen so far in 2026. Between political pressure, economic data, and mortgage bond activity, it’s a market that can change quickly.
In this week’s episode of The Mortgage Porter Weekly, I break down what happened last week, what to watch this week, and what it means for homeowners and homebuyers—especially here in Washington State.
Watch the full video below
How a $200B Push Into Mortgage Bonds Could Impact Mortgage Rates — and Home Prices
January 9, 2026 by Leave a Comment
What Lower Mortgage Rates Could Mean for the Greater Seattle Area
Late yesterday afternoon, Trump posted on social media that he was instructing Fannie Mae and Freddie Mac to significantly increase their purchases of mortgage-backed securities (MBS), with figures being discussed as high as $200 billion.
While details and timing always matter, it’s important to understand how this type of action works, how it can influence mortgage rates nationally, and why the impact can be amplified here in the Greater Seattle housing market. [Read more…]
The Mortgage Porter Weekly – Mortgage Rates and More
January 5, 2026 by Leave a Comment
Episode 1 of 2026: What Moves Mortgage Rates & What to Watch Next
Welcome to the first episode of The Mortgage Porter – Mortgage Rates and More for 2026.
As we begin the new year, this week’s update focuses on one of the most common — and important — questions for homebuyers and homeowners alike: what causes mortgage interest rates to move.
I also share where mortgage rates are currently sitting, how they’re trending, which upcoming economic reports can move the market, and important updates on homebuyer education for the weeks ahead.
5 Tips to Know if You Have a Good Mortgage Rate Quote
January 4, 2026 by Leave a Comment
When you’re buying a home or refinancing in Seattle, Bellevue, Kirkland, Redmond, Tacoma, or anywhere in Washington State, receiving a mortgage quote can feel both exciting and overwhelming. It’s tempting to focus on the interest rate alone—but a truly good mortgage rate quote is about much more than one number.
Here are five key tips to help homebuyers and homeowners determine whether a mortgage quote is genuinely good—or just looks good at first glance. [Read more…]
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