The Mortgage Porter Weekly: Mortgage Rates Steady – Inflation Concerns Linger

Where Are Rates This Week?

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The Mortgage Porter Weekly – Mortgage Rates for the Week of February 9, 2026

Mortgage rates moved a bit higher last week. As of Friday, February 6, 2026, the average 30-year fixed conforming rate was 6.083% per Optimal Blue. Optimal Blue’s mortage rate index is based on an average from rates that were locked by lenders who utilize OB. We don’t know what the factors are for pricing the rates and these rates are from Friday so they are expired. For current mortgage rates based on your personal scenario, please contact me. 

mortgage rates february 2026
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The Mortgage Porter – Mortgage Rates and More for December 29, 2025

Wrapping Up 2025 and Looking Ahead to 2026

Welcome to the final episode of The Mortgage Porter – Mortgage Rates and More for 2025.

As we close out the year, I wanted to take a few minutes to reflect on where mortgage rates have been in 2025, where they appear to be trending, and what industry experts are forecasting for 2026. I also share a few important updates around holiday market closures, upcoming homebuyer education, and what to expect in the new year.
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Mortgage Rates, FOMC Preview, 2026 VA Loan Limits & Homebuyer Workshop Reminder

Welcome to this week’s edition of The Mortgage Porter Weekly, where I break down what’s happening in the mortgage and housing markets and what it means for homebuyers, homeowners, and real estate professionals.

Current Mortgage Rates

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Mortgage Rate Update for the Week of December 1, 2025

What’s impacting mortgage rates this week? Check out my latest episode of The Mortgage Porter.

If you’re thinking about buying a home, refinancing or a reverse mortgage, let’s have a conversation – we can start planning, even if it’s months away.