Mortgage Rates & Market Updates

Mortgage rates are influenced by economic data, inflation trends, Federal Reserve policy, and global markets — not just headlines.

In this section, I break down what’s happening in the mortgage-backed securities market and how economic reports may impact rates. You’ll find:

  • Weekly mortgage rate updates
  • Federal Reserve (FOMC) commentary
  • Inflation and employment report insights
  • Housing market trends
  • Legislative updates affecting lending

My goal is to translate complex economic movement into practical guidance for buyers and homeowners.

If you want context — not speculation — this is where you’ll find it.

Mortgage Market Update for the Week of November 18, 2024

This week’s episode includes what’s going on with mortgage rates, rent vs buy reports and credit tips to help you with holiday shopping.

If you or anyone you know are considering buying, refinancing or selling a home, please contact me! I am always happy to help.

Mortgage Market Update for the Week of November 11, 2024

Want to know how mortgage rates are trending following the election or what may impact mortgage rates this week? Check out my latest episode which features our new bridge loan program!

Please contact me if you have any questions or if you’re interested in buying, refinancing or remodeling your home!

Mortgage Market Update for the Week of September 30, 2024

It’s Jobs Week with the first week of October. Here’s my latest update featuring what may impact mortgage rates this week.

If you would like to learn more about mortgages for your personal scenario, please contact me!

PS: Go Seahawks!!!

Mortgage Market Update for the Week of September 16, 2024

It’s a big week with the FOMC’s highly anticipated meeting wrapping up on Wednesday when we will learn if they’re going to cut the funds rate by 25 or 50 basis points. Watch my weekly update to learn more!

The Fed’s move tomorrow does not directly change mortgage interest rates; however, it does influence mortgage rates as rates are based on mortgage-backed securities (bonds) and are traded similar as stocks.

Changes to the Fed’s funds rate does impact the rates on home equity lines of credit, credit cards and other debts where the interest rate is based on the Prime Rate as the prime rate follows the Fed’s funds rate.

Mortgage rates have been improving and I am already helping people restructure their mortgages and eliminate high-interest rate debts. If you would like to see possible scenarios based on current rates, I’m happy to share this with you with no obligation.

 

 

Mortgage Rate Update for the Week of August 19, 2024

What will impact mortgage rates this week? Check out this week’s episode which includes information on The Covenant Homeownership Program which offers down payment assistance up to $150,000!

 

Ready to explore your home buying options?

I’ve been helping Washington State homebuyers navigate the mortgage process since 2000. No pressure, no jargon — just an honest conversation about what’s possible for you.

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