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Mortgage rates are influenced by economic data, inflation trends, Federal Reserve policy, and global markets — not just headlines.
In this section, I break down what’s happening in the mortgage-backed securities market and how economic reports may impact rates. You’ll find:
My goal is to translate complex economic movement into practical guidance for buyers and homeowners.
If you want context — not speculation — this is where you’ll find it.
Today the Federal Reserve held its first rate decision under new Fed Chair Kevin Warsh.
The FOMC voted 12–0 to hold the federal funds rate steady at 3.50–3.75%, and the real story turned out to be exactly where we expected: not the number, as it was widely anticipated there would be no change to rates, but how Warsh ran the meeting and what he said afterward.
In this week’s Mortgage Porter Weekly, we cover the latest inflation data from May, rising unemployment claims, a potential breakthrough in the Iran conflict and what it could mean for mortgage rates, this week’s economic calendar, Fed Chair Warsh’s first rate announcement, and the morning MBS update. We also spotlight using a cash-out refinance for debt management — and share a quick favor to ask of you.
This week we cover the latest jobs data, housing price forecasts, the Optimal Blue rate index, this week’s economic calendar, a morning MBS update, and a spotlight on price reductions versus seller-paid rate buydowns — including a real example that may surprise you.
It’s the first week of June! Here is this week’s Mortgage Porter Weekly.
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We were off yesterday for Memorial Day — hope you had a great long weekend! Here’s your mortgage and housing market update for the week of May 25th, 2026.
