Mortgage Rates & Market Updates

Mortgage rates are influenced by economic data, inflation trends, Federal Reserve policy, and global markets — not just headlines.

In this section, I break down what’s happening in the mortgage-backed securities market and how economic reports may impact rates. You’ll find:

  • Weekly mortgage rate updates
  • Federal Reserve (FOMC) commentary
  • Inflation and employment report insights
  • Housing market trends
  • Legislative updates affecting lending

My goal is to translate complex economic movement into practical guidance for buyers and homeowners.

If you want context — not speculation — this is where you’ll find it.

Mortgage Rates Under 6%? Watch This Week’s Mortgage Porter Weekly – Week 2 of 2026

Mortgage rates moved below 6% on 30-year fixed loans, and last week delivered some of the most headline-driven volatility we’ve seen so far in 2026. Between political pressure, economic data, and mortgage bond activity, it’s a market that can change quickly.

In this week’s episode of The Mortgage Porter Weekly, I break down what happened last week, what to watch this week, and what it means for homeowners and homebuyers—especially here in Washington State.

Watch the full video below

[Read more…]

How a $200B Push Into Mortgage Bonds Could Impact Mortgage Rates — and Home Prices

lower mortgage ratesWhat Lower Mortgage Rates Could Mean for the Greater Seattle Area

Late yesterday afternoon, Trump posted on social media that he was instructing Fannie Mae and Freddie Mac to significantly increase their purchases of mortgage-backed securities (MBS), with figures being discussed as high as $200 billion.

While details and timing always matter, it’s important to understand how this type of action works, how it can influence mortgage rates nationally, and why the impact can be amplified here in the Greater Seattle housing market. [Read more…]

Breaking News: The Fed Cuts Rates 25 Basis Points

The Fed Cuts Funds Rate by 25 PointsThe Fed has just announced a rate cut the Fed Funds rate by 25 basis points.

This has been widely anticipated by the markets. Remember, the Fed’s rate cut does NOT directly impact mortgage rates (except for home equity lines of credit and other loans that may be attached to the prime interest rate). [Read more…]

Mortgage Rates Trending Lower Ahead of the Fed Meeting: The Mortgage Porter Weekly

This week’s episode of The Mortgage Porter covers the upcoming Fed meeting and features my new workshops designed for home buyers.

Mortgage Rate Update for the Week of August 25, 2025

Mortgage rates liked what they heard from Fed Chair Jerome Powell on Friday when he signaled that the Fed might adjust rates at the upcoming meeting in September. How does this impact mortgage rates and where are mortgage rates trending? Learn this and more about our new and improved bridge loan in this week’s episode.

If you would like to see what current mortgage interest rates are for your financial scenario, please contact me!

 

Mortgage Interest Rate Update for July 14 2025

We have inflation in the news this week! For current rates based on your personal scenario, please contact me! 

Mortgage Rate Update for the Week of July 6, 2026

Mortgage rates have been trending lower!

Mortgage Rate Update for the Week of June 2, 2025

It’s the first week of June and that means we have the Jobs Report being unleashed on Friday along with other employment data this week. Check out my weekly Mortgage Rate Update to learn how this and what else may impact mortgage interest rates this week.