Mortgage Programs for Homebuyers
Understanding your options and choosing the right loan for your goals
When people hear the term mortgage programs, they often assume there’s a single “best” loan—or that qualifying automatically means one fixed option.
In reality, mortgage programs are simply different rule books. Each program has its own guidelines around down payment, credit flexibility, mortgage insurance, and how competitive your offer looks to a seller.
In this workshop replay from my Home Buyer Workshop Series, I walk through the most common mortgage programs available to homebuyers—especially first-time buyers—and explain how loan choice can be used strategically to create affordability and strengthen your offer.
Using a Reverse Mortgage to Improve Your Home and Age in Place.
Bank Statement Loans for Self-Employed Borrowers
First-Time Home Buyer Programs: Your Guide to Buying a Home in Washington State
Recently, I spoke with a Seattle homeowner who is planning a major remodel. Like many homeowners, he initially reached out asking about a HELOC — which is often the first option people think of when they want to improve their home. They currently have a very low rate with their existing mortgage, which is one reason why they’re considering a home equity line of credit.
