My husband and I are starting week three of installing a penny floor in our West Seattle home. Boy oh boy…I wish the room was a bit smaller!!! However, I’m pleased to say that I think we are almost 50% down with the penny installation.
What May Impact Mortgage Rates this week: November 16, 2015
November 16, 2015 by 1 Comment
I am so saddened by the events that have taken place in Paris and Beriut last week. Our hearts, prayers and thoughts are with the innocent people who were injured or lost their lives and to their families.
World events such as this may influence the direction of mortgage rates as traders may seek out the safety found in bonds, like mortgage backed securities. Tragic events may cause mortgage rates to lower.
DIY Penny Floor: Week Two
November 14, 2015 by 1 Comment
We are on the second week of our penny project. I am now referring to that ginormous 10 x 13 foot room as the pennytentiary. I must admit, I love seeing how it’s evolving and I will be happy beyond words when this project is DONE! 🙂
Since my last post about the penny floor, we finished gluing the compass.
Steps in the Mortgage Process when you are Refinancing a Home (Updated for 2026)
November 10, 2015 by 19 Comments
Steps in the Mortgage Process When You Are Refinancing a Home (Updated for 2026)
Refinancing your home mortgage can be a powerful financial move — whether your goal is a lower interest rate, shorter loan term, cash-out for home improvements, or debt consolidation. In today’s market, many homeowners are refinancing to lock in savings or access equity they built over years of ownership.
Here’s a clear, step-by-step guide to the refinance process, what to expect, and how to prepare for a smooth experience. [Read more…]
What May Impact Mortgage Rates this Week: November 9, 2015
November 9, 2015 by 1 Comment
Mortgage rates continue to drift higher as odds increase that the Fed will raise the Funds Rate in December following the stronger than expected Jobs Report on Friday. As of 9:04 this morning, the Dow is down 239 at 17,671.
It’s a shorter work week with Veterans Day on Wednesday, November 11, 2015. A huge heartfelt thank you to our Veterans who serve our country and to their families.
