What is a Loan Estimate and Closing Disclosure: What Every Borrower Should Know

Loan Estimate and Closing DisclosuresWhen you apply for a mortgage, two documents do most of the heavy lifting when it comes to understanding your loan: the Loan Estimate and the Closing Disclosure. Both were introduced in 2015 under federal rules designed to make mortgage costs easier to understand and compare — and they replaced the old Good Faith Estimate and HUD-1 Settlement Statement.

Here’s what each one is, when you’ll receive it, and what to pay attention to. [Read more…]

Upcoming Class on New Zoning Laws in Washington

***THIS CLASS IS SOLD OUT–please contact me if you would like us to arrange another class.***

If you’re a real estate agent, you don’t want to miss out on this upcoming class on Washington state’s new zoning laws. This all day class takes place at the Kent office of New American Funding and we will be serving up lunch as well as important information you need to know.
We just have a few seats left so be sure to sign up today! Scan the QR code or click here to RSVP.

I hope to see you then!

Steps in the Mortgage Process when you are Refinancing a Home (Updated for 2026)

Refinancing a home in WA

Steps in the Mortgage Process When You Are Refinancing a Home (Updated for 2026)

Refinancing your home mortgage can be a powerful financial move — whether your goal is a lower interest rate, shorter loan term, cash-out for home improvements, or debt consolidation. In today’s market, many homeowners are refinancing to lock in savings or access equity they built over years of ownership.

Here’s a clear, step-by-step guide to the refinance process, what to expect, and how to prepare for a smooth experience. [Read more…]