
Before you drop your list price or make a lowball offer, read this. A $20,000 seller-paid permanent rate buydown can save a buyer more than $270 a month — nearly three times the savings of a $20,000 price reduction.
Here’s how it works, and why it’s one of the most powerful negotiating tools in today’s market [Read more…]
If you’re 5 to 10 years from retirement and you haven’t taken a hard look at your mortgage lately, now is the time. Not because anything is wrong — but because the decisions you make in this window can significantly change what your financial picture looks like when you stop working.



