If you’ve been house hunting, you know the drill. You walk into an open house, the listing agent greets you, and eventually asks: “Are you pre-approved?” You pull up a PDF on your phone — if you can find it — or explain that yes, you do have a letter… somewhere.
There’s a better way now.
What is the Buyer’s Pass?
The Buyer’s Pass is a digital credential that lives in your phone’s wallet — right next to your boarding passes and coffee loyalty card. It’s tied to your pre-approval and designed to be shared instantly with a single QR code scan.
When a listing agent scans it, they receive:
- An introduction to you as a buyer
- Confirmation of your pre-approved status
- Your buyer’s agent’s contact information
- A copy of your pre-approval letter
No fumbling. No “I’ll email it to you later.” Just a clean, professional handoff that signals you’re serious.
Why it matters in this market
Sellers and their agents want certainty. When multiple buyers are interested in a home, the ones who can demonstrate — quickly and credibly — that their financing is in order have a real advantage.
The Buyer’s Pass is even more powerful when paired with a pre-underwritten pre-approval. That means an underwriter has already reviewed your income, assets, and credit — not just run a quick check. It’s the strongest form of pre-approval available, and the Buyer’s Pass lets you communicate that instantly at the door.
How it works
- Get pre-approved — ideally pre-underwritten — with your loan originator
- Your Buyer’s Pass is generated and added to your phone’s wallet
- At open houses, open your wallet and let the listing agent scan your QR code
- They instantly receive your pre-approval details, a personal introduction, and your agent’s contact info
It’s a small thing that makes a big impression — and in a competitive market, that matters.
Ready to level up your pre-approval?
If you’re planning to buy a home in Washington State and want to show up to every open house with the strongest possible credentials, I’d love to help. Let’s get you pre-underwritten and set up with your own Buyer’s Pass.
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Frequently Asked Questions
Is the Buyer’s Pass the same as a pre-approval letter?
Not exactly — it’s what carries your pre-approval letter, not a replacement for it. Once you’re pre-approved, your Buyer’s Pass is generated and added to your phone’s wallet. When a listing agent scans it, they receive a copy of your actual pre-approval letter along with your introduction and your buyer’s agent’s contact info — all in one scan instead of a separate PDF.
Does it cost anything?
No. It’s included at no charge once you’re pre-approved with Rhonda Porter.
Do I need to be pre-underwritten to get a Buyer’s Pass, or is a regular pre-approval enough?
A standard pre-approval qualifies you for a Buyer’s Pass. It’s strongest when paired with a pre-underwritten pre-approval, where an underwriter has already reviewed your income, assets, and credit rather than a quick check — but that’s a way to strengthen it further, not a requirement to get one.
How does a listing agent actually use it?
They scan the QR code from your phone’s wallet at the open house. That single scan gives them an introduction to you as a buyer, confirmation of your pre-approved status, your buyer’s agent’s contact information, and a copy of your pre-approval letter — no PDF, no “I’ll email it to you.”
Is the Buyer’s Pass only for first-time buyers?
No — it’s for any buyer touring open houses in Washington State who wants to show up with the strongest possible credentials, whether it’s your first purchase or your fifth.
Ready to explore your home buying options?
I’ve been helping Washington State homebuyers navigate the mortgage process since 2000. No pressure, no jargon — just an honest conversation about what’s possible for you.
About Rhonda Porter
[…] If you’re touring open houses, there’s also a simple, modern way to show up prepared: a digital credential you can share instantly with a QR code scan, instead of fumbling for a PDF on your phone. 👉 Introducing the Buyer’s Pass: A Smarter Way to Show Up at Open Houses […]