Job growth came in soft, mortgage rates held steady, and oil prices remain in focus as the situation in the Middle East continues to develop. Here’s your Mortgage Porter Weekly update for the week of July 6th, 2026. [Read more…]
The Mortgage Porter Weekly | June Jobs Miss, Steady Rates & Total Cost Analysis
July 6, 2026 by Leave a Comment
Is a 1% Drop in Mortgage Rates Enough to Refinance in 2026?
February 25, 2026 by Leave a Comment
Is a 1% Drop Enough to Refinance?
You’ve probably heard the old rule of thumb: “You shouldn’t refinance unless interest rates drop at least 1%.”
But is that actually true in today’s market?
If you bought your home when rates were 6.75%—or anywhere in that 6–7% range—and you see them dipping into the low 6s or high 5s, you’re likely wondering if that move is enough to make a refinance worth the effort. [Read more…]
I Bought My Home with a 6.75% Rate – Should I Refinance Now?
February 19, 2026 by 1 Comment
If you bought your home in the past few years and your interest rate starts with a 6… or maybe even a 7… you’re not alone.
One of the most common questions I’m hearing right now is:
