Editor’s note: This post has been updated to reflect Fannie Mae’s current non-citizen borrower guidelines and to add information on ITIN and non-QM loan programs.

You don’t have to be a U.S. citizen to buy a home in Washington State. I work with non-citizen borrowers regularly, and there’s often confusion — even among loan officers — about who qualifies and what’s required. Here’s a clear breakdown of how it works, including options for borrowers who use an ITIN instead of a Social Security number. [Read more…]