Mortgage Rate Update for the Week of December 22, 2025

It’s a BIG holiday week and I am postponing this week’s episode of the Mortgage Porter Mortgage Rate Update until next Monday.

Mortgage rates are still in a fairly tight range as you can see from Optimal Blues Mortgage Market Index which is based on mortgage rates that were locked on December 19,2025 by lenders who use Optimal Blue for their pricing/locking platform.

We don’t know how the mortgage rates are priced – and the rates are from last Friday, so they’re old news! This is just to give you an idea how rates have been trending. If you would like to have see current rates based on your personal financial scenarios, please click this link.

Markets will be closing early on Wednesday, December 24, 2025 for Christmas Eve and will remained close on Thursday, December 25th for Christmas Day.

I hope you and yours have a wonderful holiday!