Mortgage Rates & Market Updates

Mortgage rates are influenced by economic data, inflation trends, Federal Reserve policy, and global markets — not just headlines.

In this section, I break down what’s happening in the mortgage-backed securities market and how economic reports may impact rates. You’ll find:

  • Weekly mortgage rate updates
  • Federal Reserve (FOMC) commentary
  • Inflation and employment report insights
  • Housing market trends
  • Legislative updates affecting lending

My goal is to translate complex economic movement into practical guidance for buyers and homeowners.

If you want context — not speculation — this is where you’ll find it.

Mortgage Market Update for the week of January 22, 2024

Mortgage rates have been pretty steady lately. Check out my latest video for the details.

If you’re considering buying or refinancing your home, please contact me for mortgage rates based on your personal financial scenario.

Have a great week!

Mortgage Update for the Week of December 18, 2023


Next week, I will not be providing a Mortgage Update due to the holidays. I hope you and yours have a Merry Christmas and Happy Holidays!

Mortgage rates pushing higher

when were mortgage rates 5%Mortgage interest rates have been moving higher at a pace not seen in years. If you’ve been a subscriber to The Mortgage Porter, you may recall that I often say mortgage rates move up much faster than they come down…the jump over the last few days has surprised many. [Read more…]

Mortgage Rates for Second Homes and High Balance Mortgages are Going UP

mortgage rates for second homesThe FHFA announced today that the pricing of mortgage interest rates for second homes or high balance mortgages will be more expensive. This impacts conventional mortgages (Fannie Mae and Freddie Mac) and is effective for loans that are delivered on or after April 1, 2022 – i.e. I expect to see the price increases to start happening soon. [Read more…]

The Fed’s Announcement Yesterday and how it impacts Credit Cards

Yesterday the Fed (FOMC) wrapped up their two day meeting deciding to leave the Fed Funds rate unchanged.  How does this impact you?

[Read more…]