You have the right to access your own credit report once a year from the three main credit bureaus; 
Experian, Equifax and TransUnion at www.annualcreditreport.com. You probably have noticed the many different commercials on TV promoting this from various other sites. Since it’s been a while since I’ve accessed my report from this site and because I’m promoting in my upcoming quarterly newsletter for clients to access their credit, I decided to do so this morning. [Read more…]
Credit and Financial Strategy
Your mortgage approval doesn’t start with a rate — it starts with your credit profile and financial structure.
In this section, you’ll find educational articles on:
- Credit scores and reporting
- Debt-to-income ratios
- Mortgage insurance
- Bankruptcy recovery
- Financial planning considerations
- Long-term homeownership strategy
Understanding how lenders evaluate credit and income allows you to prepare strategically rather than reactively.
My goal is to help you improve your financial scenario — whether that means preparing to buy, restructuring debt, or planning your next move.
Check It Out – Your Credit
January 13, 2007 by Leave a Comment
The “R” Word
January 4, 2007 by 2 Comments
Resolutions.
I was not going to post New Years resolutions since they are everywhere.
..however, I can’t pass up this opportunity. Beyond the perennial lose 10 pounds, start excising, or stop smoking; here are a few goals to consider for your financial health. I plan on revisiting these goals more indepth on future blogs…so I’ll try to be brief for now.
