It’s Fed Day!

January 28, 2026 by Leave a Comment

Fed Day FOMC rate decisionToday is “Fed Day” when the FOMC wraps up their two-day meeting and announce if there will be any changes to the Fed Funds rate.

Markets are widely expecting that there will be no change to the rate today. This will be announced at 11:00 Seattle time.

Remember, mortgage rates are not directly impacted by the Fed Funds rate (except for home equity lines of credit that follow the prime rate).

Mortgage interest rates do and will react to what the Fed’s actions and statements are today as mortgage rates are based bonds (mortgage-backed securities).

If you would like to have current mortgage rates based on your personal scenario, please contact me – no credit pull required!

 

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Filed Under: The Fed - FOMC Tagged With: , ,
About Rhonda Porter

Rhonda Porter (NMLS 121324) is a veteran Washington Mortgage Advisor with over 25 years of experience navigating the Pacific Northwest real estate market. Specializing in residential home financing and mortgage strategy, Rhonda founded The Mortgage Porter to provide homeowners with transparent, data-driven clarity. Based in Seattle, she is a trusted resource for first-time buyers, self-employed borrowers and homeowners across Washington State, dedicated to turning complex financing into a confident path to homeownership.

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