2018 FHA Loan Limits for Washington State

Visit here for a complete FHA guide including current FHA loan limits for homes located in Washington state.

HUD has just announced FHA loan limits for 2018. Due to the increased value of homes, the FHA base loan amount was increased to $294,515 for single family dwellings. FHA loan limits also match the conforming high balance limits in applicable counties. Not all counties saw an increase in FHA loan limits.

Loan limits for 2018 are in effect with FHA case numbers issued in 2018.

Here is a complete list of FHA loan limits for all counties in Washington.

Chelan County

• 1 Unit: $342,700
• 2 Unit: $438,700
• 3 Unit: $530,300
• 4 Unit: $659,050

Clallam County

• 1 Unit: $384,100
• 2 Unit: $574,150
• 3 Unit: $694,000
• 4 Unit: $862,500

Clark County

• 1 Unit: $448,500
• 2 Unit: $522,600
• 3 Unit: $631,750
• 4 Unit: $785,100

Douglas County

• 1 Unit: $342,700
• 2 Unit: $438,700
• 3 Unit: $530,300
• 4 Unit: $659,050

Island County

• 1 Unit: $345,000
• 2 Unit: $441,650
• 3 Unit: $533,850
• 4 Unit: $663,450

Jefferson County

• 1 Unit: $322,000
• 2 Unit: $412,200
• 3 Unit: $498,250
• 4 Unit: $619,250

King County

• 1 Unit: $667,000
• 2 Unit: $853,900
• 3 Unit: $1,032,150
• 4 Unit: $1,282,700

Kitsap County

• 1 Unit: $330,050
• 2 Unit: $422,500
• 3 Unit: $510,700
• 4 Unit: $634,700

Pierce County

• 1 Unit: $667,000
• 2 Unit: $853,900
• 3 Unit: $1,032,150
• 4 Unit: $1,282,700

San Juan County

• 1 Unit: $483,000
• 2 Unit: $618,300
• 3 Unit: $747,400
• 4 Unit: $928,850

Skagit County

• 1 Unit: $315,100
• 2 Unit: $403,350
• 3 Unit: $487,600
• 4 Unit: $605,950

Skamania County

• 1 Unit: $448,500
• 2 Unit: $574,150
• 3 Unit: $694,000
• 4 Unit: $862,500

Snohomish County

• 1 Unit: $667,000
• 2 Unit: $853,900
• 3 Unit: $1,032,150
• 4 Unit: $1,282,700

Thurston County

• 1 Unit: $316,250
• 2 Unit: $404,850
• 3 Unit: $489,350
• 4 Unit: $608,150

Whatcom County

• 1 Unit: $345,000
• 2 Unit: $441,650
• 3 Unit: $533,850
• 4 Unit: $663,450

All other counties in Washington state not listed above, including: Adams, Asotin, Benton, Columbia, Cowlitz, Ferry, Franklin, Garfield, Grant, Grays Harbor, Kittitas, Klickitat, Lewis, Lincoln,  Mason, Okanogan, Pacific, Pend Oreille, Spokane, Stevens, Wahkiakum, Walla Walla, Whitman, and Yakima

• 1 Unit: $294,515
• 2 Unit: $377,075
• 3 Unit: $445,800
• 4 Unit: $566,425

I have been helping Washington state home owners with FHA mortgages at Mortgage Master Service Corporation since 2000. If I can help you with your mortgage needs for a home located anywhere in Washington state, please contact me!