2015 Conforming Loan Limits for Washington State

Please visit our Conforming Mortgage Guide which includes current conforming loan limits for home across Washington state.

Earlier this month, the FHFA announced the 2015 conforming loan limits for homes located in Washington state. A conforming loan is a conventional loan (ie Fannie Mae or Freddie Mac). Loan amounts that exceed the conforming loan limit are considered jumbo loans (or non-conforming) and have different underwriting guidelines and rates.

The FHFA increased the loan limits in three counties (King, Pierce and Snohomish) effective 2015. All other counties will have the same loan limits as 2014.

King County, Snohomish County and Pierce County:

1 Unit: $517,500
2 Unit: $662,500
3 Unit: $800,800
4 Unit: $995,200

San Juan County:

1 Unit: $483,000
2 Unit: $618,300
3 Unit: $747,400
4 Unit: $928,850

Adams, Asotin, Benton, Chelan, Clallam, Clark, Columbia, Cowlitz, Douglas, Ferry, Franklin, Garfield, Grant, Grays Harbor, Island, Jefferson, Kitsap, Kittatas, Klickitat, Lewis, Mason, Okanogan, Pacific, Pend Oreille, Skagit, Skamania, Spokane, Stevens, Thurston, Wahkiakum, Walla Walla, Whatcom, Whitman and Yakima Counties:

1 Unit: $417,000
2 Unit: $533,850
3 Unit: $645,300
4 Unit: $801,950

I have been helping people refinance and buy homes in Washington state since 2000. If I can help you with your mortgage needs, please contact me.