2014 FHA Loan Limits for Washington State

FHA loan limits for 2014 have been reduced from 2013. For a home located in greater Seattle, the new FHA loan limit is reduced from $567,500 to $506,000 in 2014. The reductions are across the board for Washington state counties and some loan limits are below 2014 conforming loan limits.

FHA streamline refinances without appraisals and with loan amounts over the the 2014 loan limits will not be subject to the new loan limits.

The lower loan limits will be effective with FHA case numbers issued on January 1, 2014 through December 31, 2014. FHA case numbers can be issued when there is a bona fide loan application.

The 2014 FHA loan limits for Washington state are determined by county. Here is a list in alphabetical order by county.

Chelan County

• 1 Unit: $342,700
• 2 Unit: $438,700
• 3 Unit: $530,300
• 4 Unit: $659,050

Clallam County

• 1 Unit: $384,100
• 2 Unit: $491,700
• 3 Unit: $594,350
• 4 Unit: $738,650

Clark County

• 1 Unit: $362,250
• 2 Unit: $438,700
• 3 Unit: $530,300
• 4 Unit: $659,050

Douglas County

• 1 Unit: $342,700
• 2 Unit: $438,700
• 3 Unit: $530,300
• 4 Unit: $659,050

Island County

• 1 Unit: $322,000
• 2 Unit: $412,200
• 3 Unit: $498,250
• 4 Unit: $619,250

Jefferson County

• 1 Unit: $322,000
• 2 Unit: $412,200
• 3 Unit: $498,250
• 4 Unit: $619,250

King County

• 1 Unit: $506,000
• 2 Unit: $647,750
• 3 Unit: $783,000
• 4 Unit: $973,100

Kitsap County

• 1 Unit: $307,050
• 2 Unit: $393,050
• 3 Unit: $485,150
• 4 Unit: $590,500

Pierce County

• 1 Unit: $506,000
• 2 Unit: $647,750
• 3 Unit: $783,000
• 4 Unit: $973,100

San Juan County

• 1 Unit: $483,000
• 2 Unit: $618,300
• 3 Unit: $747,400
• 4 Unit: $928,850

Skagit County

• 1 Unit: $315,100
• 2 Unit: $403,350
• 3 Unit: $487,600
• 4 Unit: $605,950

Snohomish County

• 1 Unit: $506,000
• 2 Unit: $647,750
• 3 Unit: $783,000
• 4 Unit: $973,100

Skamania County

• 1 Unit: $362,250
• 2 Unit: $463,750
• 3 Unit: $560,550
• 4 Unit: $696,550

Thurston County

• 1 Unit: $293,250
• 2 Unit: $375,400
• 3 Unit: $453,750
• 4 Unit: $563,850

Whatcom County

• 1 Unit: $304,750
• 2 Unit: $390,100
• 3 Unit: $471,550
• 4 Unit: $586,050

All other counties in Washington state not listed above

• 1 Unit: $271,050
• 2 Unit: $347,000
• 3 Unit: $419,425
• 4 Unit: $521,250

I have been helping Washington state home owners with FHA mortgages at Mortgage Master Service Corporation since 2000. If I can help you with your mortgage needs for a home located anywhere in Washington state, please contact me.

UPDATE 12/13/2014: 2015 FHA Loan Limits have been announced!