How Much Cash Do I Need to Buy a Home besides the Down Payment and Closing Cost?

Funds for Closing when buying a home in WAYour down payment gets most of the attention — but it’s not the only cash you’ll need to buy a home in Washington State. Between the time you make an offer and the day you get your keys, there are several other out-of-pocket costs buyers should be prepared for.

Some of these come due before closing. Others are collected at the closing table. Here’s a complete picture of what to budget for, with current figures for the greater Seattle area. [Read more…]