I’m seeing a trend where home owners are refinancing their current home as “owner occupied” and then weeks after closing, try buying another home as “owner occupied”. You cannot have two owner occupied homes. It’s really that simple. [Read more…]
Buying a home is one of the most important financial decisions you’ll ever make — and understanding the mortgage process is key to making confident, informed choices.
In this section, you’ll find educational resources designed to help you navigate every step of the home buying journey. Whether you’re a first-time homebuyer, moving up to your next home, purchasing an investment property, or exploring options for a second home, these articles break down complex mortgage concepts into clear, practical guidance.
Topics include:
- Getting pre-approved
- Understanding credit and qualifying
- Down payment assistance programs
- Closing costs and escrow
- Appraisals and underwriting
- The mortgage process from offer to keys
My goal is to help you understand not just how to qualify — but how to structure your financing strategically so it supports your long-term financial goals.
If you’re buying a home in Washington State (or anywhere in the U.S.), and you want thoughtful guidance instead of pressure, this is a great place to start.
