FHA 2010 Loan Limits for Washington State

Please visit or up-to-date FHA Guide including current loan limits for homes located in Washington state.

HUD recently released the FHA loan limits for 2010.  In many areas around the Pacific Northwest, many of our counties are “between the floor and ceiling”.  The 2010 loan limits are unchanged from 2009.

Many areas are eligible for loan limits between the national FHA floor and the ceiling, based upon area median home prices. In such areas, the limits shall be at the higher of the ESA-determined loan limits for 2008 and the HERA-determined limits for 2010.

Here are the 2010 FHA loan limits for Washington State:

King, Pierce and Snohomish Counties

1 Unit – $567,500

2 Unit – $726,500

3 Unit – $878,150

4 Unit – $1,091,350

Adam, Asotin, Columbia, Cowlitz, Ferry, Garfield, Grant, Grays Harbor, Klickitat, Lewis, Lincoln,Okanogan, Pacific, Pend Oreille, Spokane, Stevents, Wahkikum, Walla Walla, Whitman and Yakima Counties

1 Unit – $271,050

2 Unit – $347,000

3 Unit – $419,425

4 Unit – $521250

Benton and Franklin Counties

1 Unit – $275,000

2 Unit – $352,050

3 Unit – $425,550

4 Unit – $528,850

Mason County

1 Unit – $310,000

2 Unit – $396,850

3 Unit – $479,700

4 Unit – $596,150

Kittatas County

1 Unit – $275,000

2 Unit – $352,050

3 Unit – $425,550

4 Unit – $528,850

Chelan and Douglas Counties

1 Unit – $342,700

2 Unit – $438,700

3 Unit – $530,300

4 Unit – $659,050

Thurston County

1 Unit – $361,250

2 Unit – $462,450

3 Unit – $559,000

4 Unit – $694,700

Skagit County

1 Unit – $373,750

2 Unit – $478,450

3 Unit – $578,350

4 Unit – $718,750

Whatcom County

1 Unit – $375,000

2 Unit – $480,050

3 Unit – $580,300

4 Unit – $721,150

Island County

1 Unit – $381,250

2 Unit – $480,050

3 Unit – $589,950

4 Unit – $733,150

Clallam County

1 Unit – $383,750

2 Unit – $491,250

3 Unit – $593,800

4 Unit – $738,000

Clark and Skamania Counties

1 Unit – $418,750

2 Unit – $536,050

3 Unit – $648,000

4 Unit – $805,300

Jefferson County

1 Unit – $437,500

2 Unit – $560,050

3 Unit – $677,000

4 Unit – $841,350

 

Kitsap County

1 Unit – $475,000

2 Unit – $608,100

3 Unit – $735,050

4 Unit – $913,450

San Juan County

1 Unit – $593,750

2 Unit – $760,100

3 Unit – $918,800

4 Unit – $1,114,850

Thinking about buying or refinancing a home? Let’s talk!