HUD recently released the FHA loan limits for 2010. In many areas around the Pacific Northwest, many of our counties are "between the floor and ceiling". The 2010 loan limits are unchanged from 2009.
Many areas are eligible for loan limits between the national FHA floor and the ceiling, based upon area median home prices. In such areas, the limits shall be at the higher of the ESA-determined loan limits for 2008 and the HERA-determined limits for 2010.
Here are the 2010 FHA loan limits for Washington State:
King, Pierce and Snohomish Counties
1 Unit – $567,500
2 Unit – $726,500
3 Unit – $878,150
4 Unit – $1,091,350
Adam, Asotin, Columbia, Cowlitz, Ferry, Garfield, Grant, Grays Harbor, Klickitat, Lewis, Lincoln,Okanogan, Pacific, Pend Oreille, Spokane, Stevents, Wahkikum, Walla Walla, Whitman and Yakima Counties
1 Unit – $271,050
2 Unit – $347,000
3 Unit – $419,425
4 Unit – $521250
Benton and Franklin Counties
1 Unit – $275,000
2 Unit – $352,050
3 Unit – $425,550
4 Unit – $528,850
Mason County
1 Unit – $310,000
2 Unit – $396,850
3 Unit – $479,700
4 Unit – $596,150
Kittatas County
1 Unit – $275,000
2 Unit – $352,050
3 Unit – $425,550
4 Unit – $528,850
Chelan and Douglas Counties
1 Unit – $342,700
2 Unit – $438,700
3 Unit – $530,300
4 Unit – $659,050
Thurston County
1 Unit – $361,250
2 Unit – $462,450
3 Unit – $559,000
4 Unit – $694,700
Skagit County
1 Unit – $373,750
2 Unit – $478,450
3 Unit – $578,350
4 Unit – $718,750
Whatcom County
1 Unit – $375,000
2 Unit – $480,050
3 Unit – $580,300
4 Unit – $721,150
Island County
1 Unit – $381,250
2 Unit – $480,050
3 Unit – $589,950
4 Unit – $733,150
Clallam County
1 Unit – $383,750
2 Unit – $491,250
3 Unit – $593,800
4 Unit – $738,000
Clark and Skamania Counties
1 Unit – $418,750
2 Unit – $536,050
3 Unit – $648,000
4 Unit – $805,300
Jefferson County
1 Unit – $437,500
2 Unit – $560,050
3 Unit – $677,000
4 Unit – $841,350
Kitsap County
1 Unit – $475,000
2 Unit – $608,100
3 Unit – $735,050
4 Unit – $913,450
San Juan County
1 Unit – $593,750
2 Unit – $760,100
3 Unit – $918,800
4 Unit – $1,114,850
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