Buy vs Rent Comparison

Every comparison factors in your specific numbers — not a national average. I look at your current rent, the home price and location you’re considering, your available funds for closing, and how long you plan to stay. From there, I map out your monthly cost side-by-side with what you’d pay in rent, plus how home equity builds over time and where your realistic break-even point falls.

Frequently Asked Questions

How is a rent vs. buy comparison calculated?
It factors in your target home price, down payment, current rent, and how long you plan to stay, then compares monthly costs, equity growth, and your break-even point — the year buying starts costing less than renting given your specific numbers.

What counts as the “true cost” of renting?
More than just the monthly rent check — it includes typical annual rent increases and what you’d otherwise be doing with the money you’re not putting toward a down payment.

Does this cost anything?
No. It’s a free, no-obligation comparison built specifically for your situation.

Is this the same as being pre-approved?
No — a Buy vs. Rent Comparison shows you the financial trade-off between renting and buying. Pre-approval confirms what you actually qualify for; I can help with both.