Well the lower funding fees we thought we had were officially taken away when the President signed HR 674 raising the funding fees effective for VA loans closed November 22, 2011 through September 30, 2016.  The following is per Circular 26-11-19.

VA Funding Fees for Veterans 

First Time Use

Downpayment:

• Less than 5%*:  2.15%
• 5% but less than 10%:  1.50%
• 10% or more:  1.25%    

Second and Subsequent Use

Downpayment:

• Less than 5%*:  3.30%
• 5% but less than 10%:  1.50%
• 10% or more:  1.25%

VA Funding Fees for Reservist/National Guard 

First Time Use

Downpayment:

• Less than 5%*:  2.40%
• 5% but less than 10%:  1.75%
• 10% or more:  1.50%    

Second and Subsequent Use

Downpayment:

• Less than 5%*:  3.30%
• 5% but less than 10%:  1.75%
• 10% or more:  1.50%

Interest Rate Reductions (IRRL) are remaining at 0.50%.

I am happy to help you with your VA loan for your home located anywhere in Washington State.  A heartfelt thank you to those who have served our country.