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Contact Is it necessary in Seattle to get preapproved to make an offer on a home?
Recently one of my out of state clients who is looking to buy an investment home in Seattle asked “Is it necessary in Seattle …
Read This ArticleHow much home do I qualify for with a $70,000 down payment?
I’m working with a couple in Seattle who would like to buy a home. They have excellent credit (scores of 740 or higher) and …
Read This ArticleAPR is not the best tool for shopping mortgage rates
APR was created by our government to help consumers select a mortgage rate. It was intended to be a tool that would allow someone …
Read This ArticleShould I refinance my car before buying a home?
Short answer: probably not. Why? The refinance of the car will impact your credit score as if you have purchased a new car. Credit scoring …
Read This ArticleHow can a preapproval change?
When someone becomes “preapproved” for a mortgage, it boils down to they qualify for a certain mortgage payment based on their income and debts …
Read This ArticleTis the Season for Vacations
Many families are squeezing in a vacation during the remaining days of summer. I can’t blame them, I’m just back from one myself! If …
Read This ArticleWhere will mortgage rates be in December?
I recently met with a couple who are getting ready to buy their first home. I love that they are meeting with me several …
Read This ArticleMore Listing Agents Performing “Sniff Test” on Mortgage Originators
I’m noticing that more listing agents are performing, what I like to call, “sniff test” to check out the lender who has prepared the …
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