How to Prepare for the Final Phase of the Mortgage Process: Underwriting
You’ve completed a loan application and have provided your mortgage originator with your income and asset documents....
read moreWhat Do You Need for a Preapproval?
If you’re considering buying a home, many real estate agents and/or sellers will require a preapproval letter. A preapproval...
read moreWhat Determines How Much Home You Qualify For – Part 2: Funds for Closing
In Part 1 of this series, I reveal that home buyers qualify for the mortgage payment first based on their income. The...
read moreHow Much Do I Need for Down Payment to Buy a Home?
When you buy a home, most loans require a down payment. A “down payment” is the difference between the loan...
read moreHow Much Home Can I Afford?
This is a common question from first time home buyers. When working with home buyers who are just beginning the process,...
read moreFunds for closing when you’re buying a home
Whenever you are buying a home utilizing a mortgage, your lender is going to need to know where your funds that will be used...
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