Friday’s Rates – History

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Since I post rates here almost every Friday, I thought I might as well create a list of what I’ve been reporting for the conforming 30 year fixed for my number crunching readers.   Rates shown below are priced at zero points (no origination or discount fees).   For rates that were originally posted with 1 point, I’ve deducted 0.25% from the rate since 0.25% often equals 1 point.  For APR, please reference the date the rate was quoted on the original post.

2007

March 30 – 6.125%

April 6 – 6.250%

April 13 – 6.125%

April 20 – 6.125%

April 27 – 6.125%

May 4 – 6.125%

May 11 – 6.375%

May 18 – 6.250%

May 25 – 6.500%

June 1 – 6.500%

June 8 – 6.750%

June 15 – 6.750%

June 22 – 6.750%

June 29 – 6.625%

July 6 – 6.875%

July 13 – 6.750%

July 20 – 6.625%

July 27 – 6.625%

Aug 3 – 6.500%

Aug 10 – 6.500%

Aug 17 – 6.625%

Aug 31 – 6.375%

Sept 7 – 6.250%

Sept 15 – 6.250%

Sept 21 – 6.500%

Sept 28 – 6.375%

Oct 5 – 6.375%

Oct 12 – 6.375%

Oct 19 – 6.125%

Oct 26 – 6.125%

Nov 2 – 6.250%

Nov 9 – 6.250%

Nov 16 – 6.125%

Nov 23 – 6.125%

Nov 30 – 5.875%

Dec 7 – 6.125%

Dec 14 – 6.250%

Dec 21 – 6.125%

Dec 28 – 6.125%

2008

Jan 4 – 5.750%

Jan 11 – 5.750%

Jan 18 – 5.625%

Jan 23 – 5.250% (Note: Not a Friday…this was the lowest point for rates.  I posted 4.875% @ 1.375 pts and 5.000% @ 0.75 pts).

Jan 25 – 5.750%

Feb 1 – 5.625%

Feb 8 – 5.750%

Feb 15 – 6.125%

Feb 22 – 6.125%

Feb 29 – 6.000%

March 7 – 6.250%

March 14 – 6.000%

March 21 – 5.750%

April 4 – 5.875%

April 11 – 5.875%

April 18 – 6.250%

April 25 – 6.125%

May 2 – 6.000%

May 9 – 5.875%

May 16 – 6.000%

May 23 – 6.000%

May 30 – 6.250%

June 6 – 6.375%

June 13 – 6.625%

June 20 – 6.500%

June 27 – 6.500%

July 3 – 6.500%

July 11 – 6.250%

July 18 – 6.750%

(July 25 on vacation)

August 1 – 6.500%

August 8 – 6.625%

August 15 – 6.625%

August 25 – 6.625%

August 29 – 6.500%

September 5 – 6.375%

September 12 – 6.000% (last time at this rate was May 23, 2008)

September 19 – 6.250%

September 26 – 6.250%

October 3 – 6.250%

October 10 – 6.625%

October 17 – 6.500%

October 24 – 6.375%

October 31 –