Your Mortgage and Home Equity should be part of your Financial Planning

Market Watch recently published “I really don’t want to work until I’m 67, I’m 57, make $100,000 a year, and have $300K in my 401(k). But I’m worried about my spending and have debt. Who can help?” The article provided some basic tips such as recommending this person use their income to pay off the debt (vs using their savings), change their spending habits and make sure they’re funding their retirement. [Read more…]

Is Your Low Rate Stopping You from Buying Your Next Home?

Many Americans took advantage of the extra low rates that were available during the pandemic years. Some may be feeling trapped at having a rate in the 3% range since we’ve returned to a more historically “normal” range. [Read more…]

A Hopeful Sign for Homebuyers

This has been one of the most challenging markets for homebuyers that I have seen in my 20+ years as a mortgage professional in the greater Seattle area. The lack of inventory has created a frenzy allowing sellers to name their extraordinary price with bidding wars leaving many buyers exhausted and warn out from this highly competitive market. [Read more…]

Seller’s Guide to Today’s Mortgages Guide Book

 My most recent book that I’ve published is not for home buyers. I wrote this book for home sellers.

Mortgages have changed so much in the last few years and it’s my hope that this latest Guide Book will provide home sellers with information so they can make an informed decision when selecting a potential buyer for their home.

This book includes information on various mortgage programs, such as how much a seller can contribute towards closing cost, reviewing preapproval letters and basic guidelines.

If you’re considering selling a home located in Washington state, I hope you’ll take a moment to check out my latest Guide Book.